1. The Efffect of September 11th on Christmas Cards

By Debby Sibert September 11th, 2001 was a day the whole world will always remember. It changed how many people do things, even how they select holiday greeting cards. The morning of September 11th, 2001, was sunny and warm, and it started out like other mornings which had come before it - people hurried to work, kids rushed off to school, and people boarded airplanes. But, September 11th, soon became the day... read more

2. The Facts about Sinusitis

By Joe Miller Sinusitis Simply put, sinusitis is inflammation of the lining of your sinuses. Sinuses The sinuses are located behind the eyes, the cheeks, and the jaw. They are chambers in which mucous is produced to clean out the bacteria that we take in every day through the mouth and nose. The mucous moves along the cilia, which are tiny, moving hairs that maneuver the mucous.... read more

3. Workflow Management Software: Businesses are Getting into the Flow

By Joe Miller Ah, the ebb and flow of work. Sometimes it seems like there is much more ebbing than flowing with all of the workflow, the deadlines, the projects and presentations, but overall the tide seems to constantly be flowing in and out, in and out, in and . . . sorry. Recently a friend returned from a cruise in the Bahamas and commented that he still felt that he was ebbing and flowing as if he were stil... read more

4. Simple Steps to Start a Profitable Member Only, Subscription Web Site

By Ron Ruiz Having a successful member only, paid membership site is one of the best ways to make money online. A successful membership site can give you the steady income of a CEO ….but without the job! For example if you had just 200 people paying you just $20 a month, you would have a steady cash flow of $4000/month, month after month, rain or shine. Many people accomplish this the first month or two... read more

5. Why You Need an Article-Marketing Strategy before Posting a Single Article Online I

By Dr. Lynella Grant Part 1 of a 2-part series To read Part 2 http://www.promotewitharticles.com/strategy102.html First, Define your Bulls Eye If you’re going to write and post articles on the Internet, be unambiguous about what you expect them to accomplish. Don’t start writing just yet. Think beyond the mechanics of writing an article or deciding where to post it. It’s one thing to spin out an ... read more

6. How to Stop Waste, Fraud and Abuse

By Chris Anderson Each year, businesses write-off six percent of revenue to waste, fraud and abuse. But why would managers throw all that hard-earned money away when there is a reliable way to eliminate waste, fraud and abuse using accounting policies & procedures to create internal controls. Internal controls eliminate uncollectible receivables; prevent theft or embezzlement; optimize inventory; and stop waste, ... read more

7. Ten Ways Of Financing Real Estate

By Steve Gillman Do you remember when real estate financing meant you saved up enough to put 20% down on a house, and then you got a mortgage loan for the other 80%? Well, you can still do that, but there are many more options now. Here are ten of them. 1. Gifting programs. In some parts of the country, builders fund foundations that give you a portion of the downpayment, so you can get into a home with as lit... read more

8. 2 Pieces To The Puzzle Of Organizational Change

By Mike Beitler Kurt Lewin, the consummate applied social scientist, is responsible for giving us three of the ten concepts that support effective OC practice: Forcefield Analysis, The Three-Stage Model of Change, and the Action Research Model. I will cover the first two concepts in this article Lewin's first concept, and practice tool, is called Forcefield Analysis. Lewin believed every organizational situat... read more

9. Teamware: Avoid the Ad Hoc Shuffle

By Joe Miller Teamware Efforts are continually made to manage the unavoidable ad hoc business process, but ad hoc processes do not necessarily mean a pile of messy, shuffled documents, at least not anymore. Teamware is software which tracks and manages the ad hoc business collaboration. Look at the search engines to see just how many solutions similar to teamware are available to help businesses organize ... read more

10. Re-Discovery Procedures for Building Effective Management Systems: Phase V

By Chris Anderson You have permission to publish this article free of charge, as long as the resource box is included with the article. If you do run my article, a courtesy reply to sean@bizmanualz.com would be greatly appreciated. This article is 502 words long including the resource box. Thanks for your interest. Part One: _Re-Discovery_Procedures_for_Building_Effective_Management_Systems:_Phase_V_4614_15_article.html">read more

11. How to Create Well-Defined Processes

By Chris Anderson Interested in learning how to reduce development time, save money and stay in control? Business professionals can learn how to create well-defined processes with the easy-to-manage Process Approach of Plan-Do-Check-Act. Real Tools for Real Business Process In MBA courses, students come across a lot of buzzwords and the theories behind them. And in the textbook, the terms look and soun... read more

12. Facts you should know about loan types

By Prakash Menon When you set out to borrow, you often come across terms like unsecured loans, revolving loans, adjustable rate loans, etc. While these terms are more or less self-explanatory, it is still useful to be clear on their exact meanings and what they imply before you finalize a loan contract. Unsecured versus secured loans As the name implies, a secured loan is one where you offer collateral of s... read more

13. Finding the Groupware with a Grip on Ad Hoc

By Joe Miller Groupware Groupware is a software package that manages the ad hoc collaboration needs of the Information Age of business. In an information age of business, new phrases describe new styles of business. The word used to describe today’s fast-paced business collaboration methods: read more

14. Fools Rush In

By Peter Leeds A Need To Know Basis Too often investors buy shares in a stock armed with little more than the ticker symbol and a tip from a friend at work. Why not arm yourself with the best possible information, especially when it is all there at your fingertips for free? Here are the bare bones factors that are important to know about the company you are going to invest in, and how they can impact the price... read more

15. How To Find A Real Estate Agent

By Steve Gillman It's easy to find a real estate agent. Just put a for sale sign in the yard and wait for the phone to ring. The question is, how do you find a GOOD real estate agent? You can start with newspaper. Pick up the Saturday or Sunday paper - whichever day they have all the homes for sale in your area. You can also collect a few real estate guides to look through. Browse the listings to find propertie... read more

16. How To Learn More Effectively

By Steve Gillman How Do You Learn Something New? If you could learn fast and effectively, you might become the person with something interesting to say on any topic. It also can help you in your carreer or business. You can learn more efficiently. Just use a few of the following techniques, and use them until they become habit. First, when you want to learn new material, expose your mind to it as soon... read more

17. How to Keep Your Listings From Dropping Out of Sight

By Jennifer Schilling As a home business, one of the ways you probably drive traffic to your website is through search engine traffic. You probably also rely on Google ranking your website in the top of its search engine listings. If you haven't checked your Google listing recently, you might want to pay careful attention and do so. Even if you've been ranked well with your Google keywords, your website ranking migh... read more

18. Know Thyself: MBTI and DiSC

By Mike Beitler In my practice as an executive coach and consultant, I use both the MBTI® and the DiSC®. I am often asked, “Which one is better?” The question reveals a common misunderstanding about psychological instruments. The fact is, there is no such thing as “the best” psychological instrument. As consultants who use psychological instruments our challenge is to choose the “appropriate” psychological ins... read more

19. Learn How To Meditate From Animals

By Steve Gillman You can learn how to meditate from a book, but meditation is as much an art as a science, and arts especially are better taught by live teachers than by books. That is why meditation is often learned quicker and brought to a deeper level when the beginner has someone to model their practice on. Can that someone be a dog, cat or other animal? Learn How To Meditate From Your Cat Have yo... read more

20. Local Search and Internet Yellow Pages - A Whole New Vocabulary for Small Business Sales

By Lynella Grant Local Search and Internet Yellow Pages - A Whole New Vocabulary for Small Business Sales Dr. Lynella Grant Buyers want both online and local information about where to buy Most small businesses are local in nature, serving people who live nearby. Their customers found them through traditional methods like the Yellow Pages or newspaper ads. So far, the Internet hasn't figured prominently ... read more

21. Lone Pine California Vacations

By Steve Gillman Lone Pine, California doesn't look like much at first. It's a dusty desert town of a few thousand, on highway 395, on the eastern side of the Sierra Nevadas. There might still be only one traffic light. So what makes it a great vacation destination? The Lone Pine Film Festival Here are some of the movies filmed in this part of California: Gunga Din, How The West Was Won, Star Trek, Tr... read more

22. 5 Steps to Continuous Process Improvement

By Chris Anderson Part One of Creating Well-Defined Processes Series What if your sales increased from $100,000 to $110,000 per day and your profit increased from $10,000 to $11,000 – did you improve by 10%? The answer might shock you... Because the answer is no. No improvement occurred. In fact, your process deteriorated. Sure, revenue increased, but is this really an improvement? Let’s take a l... read more

23. Thinks You Should Know Before You Bid On A Home Based Business

By Sandi Razman Whatever your reason for going out on your own, you must keep your reason in the forefront of your mind. If you forget your reason for starting your own home business, you will not be working for yourself for long. Self-motivation is the key to success when you start a home-based business. You need to possess the ability to push yourself ahead. Your drive and determination will be reinforced with... read more

24. Secrets Of Clear Thinking

By Steve Gillman Where is...car...my keys...hmm...and that...oh yeah, but...hmm - Does your brain feel like that sometimes? How can you combat "brain fog," and think more clearly? Try some of the following. Clear space equals clear thinking. Despite many protests to the contrary, it's rare that a person can work better in clutter. An organised office or home means you won't often have the thought "where is that... read more